6Cs of Credit Analysis

Just finished memorising the table, before exam must memorise again cos I won't remember. Haven't touch UK Tonnage Tax :/

Looking at hair styles now.

My hair very mafan :(

Can't wait for my hair to grow long and then I'll snap it off again :D

It's my hair cycle ^^

I think I know why I fucked my previous papers up already.

I finally got the exam mood for this final paper.

Sigh. What a failure :(